What Do I Need To Do To Get My House Ready To Sell?

One very common question in Russian River Real Estate is how do I get my house ready to be put on the market? As a local Russian River Real Estate agent I feel that it is my duty to give you some tips that will help you in your quest! I have been selling real estate in Guerneville for a while and have come across some area specific things that will help with selling your home!
The first is your curb appeal! When you have a house that you are listing in the redwood forest most likely it has accumulated some fallen leaves and spiderwebs over the past few years. A good idea when you are selling your home is to get a leaf blower and make sure you blow away all of the debris that has ended up on your home. Following that with a power washer will give your home a little more sparkle and shine that will cause people to look twice! Also it is a good idea to trim bushes and trees that are overgrown and pick up any children’s toys, personal items or garbage that may be cluttering the outside of your home. Then take a rake and make sure the area is as level as possible so that it poses less of a hazard to people who come to view your home!
The next thing you should do is take all personal items such as personal photographs, books, trinkets, and your great grandmother’s hand made quilt out of your Russian River home. This is important because these items represent you and your imprint on the home. The important thing to think about when selling a home is that you don’t want someone to come in and see your imprint there, you want them to imagine what their imprint would look like there! Use this as an opportunity to get a head start on your packing!
The next thing to do is get your Russian River home organized!!! This is so important for a few different reasons. One reason is that when you get to your new home you don’t want to have to sort through everything and organize it. You will want to set up your new home quickly and get back to living. Another reason is because buyers are nosy! They will want to open closets and cabinets just to see what is in them. If everything is messy and things are falling out then they will get the idea that you are not taking care of your things so you probably didn’t care for the house very well. If you have all your shoes lined up, shirts hanging the same direction, all of your cans and jars lined up and plates and cups stacked beautifully then they will see that you have taken the time and energy to take care of your belongings and therefore will believe that the home has also been well cared for.
Another good thing to remember here on the Russian River is less is more! If you have lots of furniture in your home remove a lot of it and put it into a storage unit for a short time. Leave enough items in each room to let people know what each room is used for. A good example would be to pack up all of your office supplies and your computer but to leave the desk and chair so that potential buyers can see that you have been using the space as your office.
One of the biggest problems that I have to face on a regular basis with homes for sale on the Russian River is personal property. If you have appliances, ceiling fans, chandeliers, planter boxes,etc that have sentimental value then remove and/or replace them before you put your home on the market. This is important because many times the buyer will think that the stunning chandelier in the dinning room is part of the home and when they find out that it was a wedding present to the seller and will therefore be going with them, they get angry and the whole deal falls apart. Its a good idea to make sure that there is not an open gap in the ceiling where the chandelier used to be either so go to the hardware store and find a light fixture at a low cost and install that in place of the chandelier before you put your home on the market. This way what the buyer sees the buyer gets and there are no surprises.
Another thing that is good to do is to make minor repairs and do a deep clean. Make sure that if there a burned out light bulbs that they are replaced and that the carpets are cleaned. Clear away dust and spiderwebs and make sure that leaky faucets are repaired. It seems silly to fix a house that you are about to leave but in truth you want to get top dollar for your home and you want someone to move in who will love it and grow attached to it the way you did and making it beautiful before you pass it on will help you to accomplish both tasks.
The last and final thing you should do before you put your Russian River home on the market is detach. This is by far the hardest part for a seller. This has been your home for some time and you have made memories in it and have grown attached to it. It is always a little bit scary to make a change like selling a home and that fear is always accented if you are emotionally attached to the home. It is important to start viewing your home as just a house and picture yourself handing the keys over to the buyers. Go into each room and say your goodbyes and start looking to the future and all of the amazing things that you will be doing. Try not to dwell in the memories that you have made in the home. It will soon belong to someone else and you will be closing this chapter in your life and beginning a new one full of endless possibilities. Focus on this and call your agent. You are now ready to sell your home! Good luck and Congratulations on having the courage to take this step and move forward into the future!
 If you are thinking about selling a home on the Russian River and have taken the steps in this blog to get your home ready to put on the market call David R. Millar at 707-217-1786 or visit us at www.millarandcompany.com. We will make sure your home is marketed with stunning fineness so that we can generate the most buyers and get you the best value for your home!  We can also be found on Google+, Twitter, and on our Word Press blog titled Russian River Land and Home. I am David Millar and I am ready to find you your next home in paradise! #Russianriverrealestate #activelife #Russianriverliving #guernevillerealestate #guerneville #LocalGuernevilleAgent
Information contained in this blog courtesy of http://homebuying.about.com/od/sellingahouse/ht/homeprep.htm, www.momitforward.com, www.evdenevenakliyatcekmekoy.org, www.overstock.com, and www.yourrussianriver.com


Patrick Pennington Says Fannie Mae Is At It Again!

When it comes to getting a home loan on the Russian River there are three big things that can stand in your way! Those three things include a foreclosure, a short sale or a bankruptcy. Fannie Mae is a common term used to refer to FHA loans. FHA stands for Federal Housing Administration which was formed in 1934 and later became part of the US Department of Housing and Development, known to many as HUD. FHA insures loans in US territory and the District of Colombia that are issued by FHA approved lenders. Patrick Pennington is an FHA approved lender and therefore qualified to issue FHA loans in Guerneville and the Russian River area in general. Since its integration into HUD, FHA has insured over 34 million loans making it one of the world’s largest insurers of mortgages!

Patrick Pennington is our local preferred lender here in Russian River Real Estate because he has been lending here on the Russian River for over Twenty four years and he knows the ins and outs of the market in Guerneville. Patrick is the type of guy that gets the job done. If there is a loan that you will qualify for here on the Russian River Patrick will find it!

It used to be that when you had experienced a short sale on a home you would have to wait two years before you could qualify for a conventional home loan again. “However, on August 16, 2014, the waiting period for a homeowner to purchase a new home after a foreclosure becomes four years.” That means that if you have had a short sale and it has been two years now is the perfect time to contact Patrick Pennington about getting a loan before they put into effect the new four year standard.

Russian River homes for sale are in short supply right now! It is summertime and people are out buying homes in Guerneville for their summer vacation. If you have been thinking about buying a home in Guerneville or on the Russian River act soon because inventory is going fast!

If you have experienced a recent short sale and were waiting the two years to qualify act now and call

Patrick Pennington at 707-869-5626 and let Patrick hook you up with an FHA loan that could get you a home in paradise before the time frame changes and you have to wait another two years!

The town of Guerneville is known for how it binds together in a judgement free way to create a safe and accepting place for people to come. Many people will buy a Vacation Rental and visit during the summer and rent it out the rest of the year to other vacationers! Some invest in Russian River Real Estate in order to live here year round and are quickly accepted into the Guernevillecommunity. If you have been thinking about buying a second home full of peace and tranquility away from the hustle and bustle of the city or are looking to relocate to thisRussian River Paradise call David R. Millar at 707-217-1786 or visit us at www.millarandcompany.com We can also be found on Google+, Twitter, and on our Word Press blog titled Russian River Land and Home. I am David Millar and I am ready to find you your next home in paradise! #Russianriverrealestate #activelife #Russianriverliving #guernevillerealestate #guerneville #LocalGuernevilleAgent

http://www.facebook.com/russianriverliving

Information contained in this blog courtesy of http://activerain.trulia.com/blogsview/4420375/fannie-mae—increasing-the-waiting-period-to-purchase-after-a-short-sale

Monte Rio Cab Is Seeing Red!



I have lived on the Russian River and sold Russian River Real Estate for some time now and I have gotten to know some of the local people in Guerneville very well! Jackie Imiach own’s Monte Rio Taxi here in the Russian River area. Jackie is a good friend and an amazing woman with a friendly vivacious personality and a knack for seeing the good in everything. Her mission is to get people where they are going safely and in a timely manner while creating a safe, positive atmosphere for her customers.

Recently Jackie invested in a new van that is in much better condition than the last one and is more in tune with the standards that she has set for her company! Now when you see Jackie driving through town she is doing it in style in a candy apple red van with brand new lettering! Monte Rio Taxi is the talk of the Russian River right now!

However that is not the only change Jackie has made recently! She has also hired on a wonderful driver by the name of Marlayna Ausick who enthusiastically remarked that Jackie’s Cab company is awesome! “This is the best job I have ever had,” she exclaimed when I asked her how she felt about driving for Monte Rio Taxi here on the Russian River.

Mother’s Against Drunk Driving recently reported that “Every 53 minutes on average, someone is killed in a drunk driving crash (9,878 people in total in 2011). Every 90 seconds, someone is injured because of this entirely preventable crime.” Jackie’s Cab is a judgement free atmosphere where you can be sure that if you have been drinking that you are not going to end up hurting or killing yourself or someone else. She will make sure you get home safely and that you are not putting anyone else in danger by driving while intoxicated.

Women who walk alone at night increase the chance of getting attacked by a predator. The Russian River has its crime like every other town and city. To be on the safe side, taking Monte Rio Taxi will eliminate the danger of walking alone at night and give you a sense of security! Jackie is a wonderful woman who has your best interest at heart. She will make sure that you are safe and taken care of! She is very trustworthy and knows the area very well.

The fare is fair in my opinion! Jackie charges a base rate of three dollars to pick you up and an additional three dollars a mile after that. If you are intoxicated and get sick in the van there is a fifty dollar cleaning fee but that is rare. Mostly it is a pleasant trip with either Jackie or Marlayna to your destination!

 

So the next time you are out and about in the Russian River take the safe route and call Monte Rio Taxi at 707-849-6802!

The town of Guerneville is known for how it binds together in a judgement free way to create a safe and accepting place for people to come. Many people will buy a Vacation Rental and visit during the summer and rent it out the rest of the year to other vacationers! Some invest in Russian River Real Estate in order to live here year round and are quickly accepted into the Guerneville community. If you have been thinking about buying a second home full of peace and tranquility away from the hustle and bustle of the city or are looking to relocate to this Russian River Paradise call David R. Millar at 707-217-1786 or visit us at www.millarandcompany.com We can also be found on Google+, Twitter, and on our Word Press blog titled Russian River Land and Home. I am David Millar and I am ready to find you your next home in paradise! #Russianriverrealestate #activelife #Russianriverliving #guernevillerealestate #guerneville #LocalGuernevilleAgent
http://www.facebook.com/russianriverliving

What Is My Russian River Home Worth?

As a local Guerneville Real Estate agent here on the Russian River I get lots of questions from people who are about to list their home. One of the most common questions is what is my home worth? I decided to write a short blog that outlines the most important things in determining the value of a home on the Russian River!
This question is very difficult to answer in terms of Guerneville and  Russian River real estate because each home is very different and unique and prices are not determined by square footage, number of bedrooms and  bathrooms. On the Russian River there are five things that add to the appeal of a home. The first one is does it have river access or is it riverfront? This is important since most of the area is made up of vacation rentals and second homes and buyers want to know  if they buy a summer home are they going to be able to hang out on the beach.
Also riverfront homes are in such high demand and there are so few on the market that the value of a riverfront home is much higher than one with river access that is not riverfront. The second question to ask yourself is does it have privacy? People who are buying second homes are looking for privacy. They want to be close to town but secluded enough that they can soak up the peace and tranquility of the forest.
The third question is does it have charm?

Every house on the Russian River is unique and different in its own way however there is a certain amount of charm that people are looking for when they go to buy a home. They want something that is special and different.
The fourth question is does it have a view?

This is important because a great view is reason enough to invest in Russian River real estate. If your home has an awesome view of the Russian River then the value of your home is increased and buyers are more likely to want to see it. The last and final question is probably one of the most important questions to ask yourself! Does my home get sun? This is a common question among people looking to invest in Russian River real estate because sun allows them to have a garden if they want, or to have flowerbeds, or even just to sunbathe on the porch. call David R. Millar at 707-217-1786 or visit us at www.millarandcompany.com We can also be found on Google+, Twitter, and on our Word Press blog titled Russian River Land and Home. We have a great Facebook page as well at http://www.facebook.com/russianriverliving.  I am David Millar and I am a local agent you can trust!

It is not easy to find homes that get good sunlight in the middle of a redwood forest so if your home does get sun then that will greatly increase the value of your home as well! To get a better idea of what your home is worth put your information into the box  below or

 #Russianriverrealestate #activelife #Russianriverliving #guernevillerealestate #guerneville #LocalGuernevilleAgent

Revealing The Beauty Of The Historical Fern Grove Cottages In Guerneville!

I went over to Fern Grove Cottages recently to talk to the Innkeeper Annie Boutelle to find out more about the historical cottages and what they have to offer people visiting the Russian River. What she revealed to me was absolutely stunning! To begin this story I would first like to pay tribute to Fern Grove Cottages for having an Innkeeper! This seems to be a dying breed as many of the Hotels, Inns, and Bed and Breakfasts have switched to using managers and staff. Fern Grove is unique in that everything about the place screams of the old ways. They have Annie, a devoted Innkeeper, who spends her days compiling binders full of information on specific things people would like to do, see, or eat at while they are visiting the Russian River. Russian River area is invaluable to anyone visiting the Russian River!

 

Her binders include local events, bird watching, hiking, biking, Regional parks, Night life (theater, art, etc), relaxation (meditation, yoga, spas, etc), wine tours, history of the area, and so much more! She answers the phone, chats with visitors, and coordinates everything while maintaining a cheerful, positive attitude that keeps people coming back year after year. Annie has been the Innkeeper at Fern Grove for four years and previously worked at the R3! She is a local and is a certified tour guide. Her knowledge of the
The next thing I noticed was the impeccably kept gardens and flowerbeds that surround Fern Grove Cottages and create a magical setting for the people staying there! There is a community garden area with BBQ pits and fresh produce that is shared with the people who are guests of Fern Grove. Mario has been the gardener there for 20 years and has created an absolutely stunning landscape that is enjoyed by the guests year round.
Fern Grove Is pet friendly and is welcoming of children of all ages as well. Their Lounge is decorated with stunning art, books for avid readers, and board games for children.
They have a beautiful fireplace for the cooler evenings and a large dinning area where they serve breakfast. This was another thing that made Fern Grove Cottages so amazing, they are not just an Inn! In fact they are a Bed and Breakfast! Famous for their homemade scones and granola, Fern Grove provides breakfast at no additional cost to its visiting guests every morning in the lounge!
An unnamed artist had visited a few years ago and had taken pictures of the stunning gardens. She then returned home and painted pictures using the photographs as her inspiration. These paintings of Fern Grove were then printed and the prints are available for sale in the lounge at Fern Grove not only accenting the beauty of the gardens but also carrying on the ancient Russian River tradition of promoting local art!
The history of the place is interesting as well. Fern Grove was originally built in the 1920′s and many of the regulars have continued to come back for generations! There is what used to be an old outhouse that stands in the middle of the courtyard  surrounded by beautiful flowers. Since the onset of modern day plumbing the outhouse has been converted into a garden shed, however the history of what once was continues to delight guests time and time again!
Have you ever seen a real mermaid? If your answer was no then it is time to book an appointment to visit Fern Grove Cottages in Guerneville.
The Mermaids are a local group that does fund raising to help change the aquatic problems in the area. They focus on saving endangered ocean animals, help to create clean water sources, and protect water based plants to survive. Fern Grove is the only place in town that offers a heated salt water pool that the mermaids need for their practice and it is not uncommon for visitors to head out to the pool only to discover mermaids swimming around or sunbathing nearby!
Fern Grove Cottages consists of 21 cottages that are subdivided into three categories. The first are one room studio cottages that are perfect for a single person or a couple. The second are one bedroom cottages that also have a living room and a small kitchenette and the third are the two bedroom cottages that also have their own living room but contain full functioning kitchens as well. What I found most interesting about these cottages was that they were all themed! There was a cowboy theme, a butterfly theme, and a bird theme in the cottages I got a peek at! Also many of the cottages offer jetted spa tubs and fireplaces to create a completely relaxing atmosphere for visitors!
As a local Guerneville real estate agent in the Russian River are it is vital that I have a working knowledge of what is in the area and what services they provide so that when a visiting client asks where the best place to stay in town is, or what the best restaurant in town is, I have places that I can recommend to them and know that they will get the best possible service. Fern Grove Cottages is a place that I would recommend to anyone visiting Guerneville and the Russian River. They are welcoming and take the time and care to making sure that their guests are happy and well taken care of! If you are visiting Guerneville call Innkeeper Annie at 707-869-8150 or visit www.ferngrove.com and make a reservation today!
 If you have been thinking about buying a second home full of peace and tranquility away from the hustle and bustle of the city call David R. Millar at 707-217-1786 or visit us at www.millarandcompany.com We can also be found on Google+, Twitter, and on our Word Press blog titled Russian River Land and Home. I am David Millar and I am ready to find you your next home in paradise! #Russianriverrealestate #activelife #Russianriverliving #guernevillerealestate #guerneville #LocalGuernevilleAgent
Photo of mermaid by Innlight Marketing

Shakin’ It Up In Shakedown Street In Guerneville!


Coco Johnson moved to Guerneville from Detroit three years ago and immediately opened her own little shop. Shakedown Street has what we like to call “River Charm!” It is primarily made up of local, hand made items and has a very green, peaceful feel to it! This is the basic idea of River Charm to be local, sort of organic feeling, homemade, and environmentally friendly. Shakedown Street has embodied River Charm choosing to have a very diverse selection of items, mostly hand made and a store that creates a sense of peace upon entering!

Coco met me with a smile and was very helpful. She told me that although she has only owned Shakedown Street for three years she has actually been a seamstress for over nine years and has developed the skills to turn her visions of beautiful clothing and curtains into a reality! She said that the most unique thing about their shop was the custom quality that she gives to each item. If you go into the store and really like something but they don’t have it in your favorite color or your personal size they will customize it for you! She makes curtains as well and is proud to be able to work with Bonnie over at Bonnie Sew-Good!

Her Collection was very diverse ranging from crystals and feathered jewelry to clothing and curtains for your home. She has home made guitar and drum covers and feathered hat pins. Her collection although varied all carries a fun, locally made feeling in every piece that weaves them together and makes them fit in harmony at Shakedown Street.

Coco lives in Monte Rio where she can experience the calm tranquility of the area. She says that her favorite place to be is on the Russian River. When I asked her what she thought of when she heard Russian River Living her response was quick and to the point. Without missing a beat she said “this place is awesome!” This was not surprising. Many of the locals have a passion for the Russian River and there seems to always be a general consensus that this place is one of the most amazing places to visit and to live in.
Coco has no plans to expand her shop at this time, however she is thinking about making it more custom and cutting down on the stock that is retail so that she can focus more on the local art and custom designed items that she really wants to fill the store with. She is thinking about reorganizing to create more space and has plans to remain open for business for years to come.

If you have been thinking about buying a second home full of peace and tranquility away from the hustle and bustle of the city call David R. Millar at 707-217-1786 or visit us at www.millarandcompany.com We can also be found on Google+, Twitter, and on our Word Press blog titled Russian River Land and Home. I am David Millar and I am ready to find you your next home in paradise! #Russianriverrealestate #activelife #Russianriverliving #guernevillerealestate #guerneville

Release Your Stress In The Riverbed In Guerneville!

Two years ago Joan Hawley McClain, her husband Anslem, and her daughter Hazel moved to Guerneville here on the Russian River. I had the pleasure of helping Joan and Anslem find their perfect home here in our Russian River paradise. It wasn’t too long after they made their move to our quaint little town that the local dispensary closed and a building on Armstrong Woods became available. Joan seized this opportunity and opened Riverbed Yoga Studio. Joan had been teaching yoga for ten years and wanted to share her passion with the Russian River and everyone visiting this gorgeous place.
The most unique part of the Riverbed Yoga Studio here in Guerneville is that they cater to the individual and what their needs are. They offer a safe, judgement free zone, where anyone at any experience level can go and practice yoga and gain the inner strength and peace that it offers.
Riverbed offers custom classes for wedding parties, baby-moons, birthday weekends, family reunions, and retreats. They will make sure that your instructor will provide your group with an unforgettable practice at your venue or they will host your group at their studio here on Armstrong Woods road in Guerneville. Riverbed yoga studio also offers private sessions for those individuals who want one on one time with a professional instructor who can help them work on their specific needs. They also offer group classes on a daily schedule with styles such as Kripalu, Vinyasa, Restorative, Hatha, Kundalini, Yoga Nidra, and Sound Healing. For more information about what types of classes are available and a comprehensive list of the prices please visit www.riverbedyoga.com.
Riverbed is also a huge part of the local community! They host local artists in the First Friday Art Walk here on the Russian River and make connections with each artist, learning about their specific strengths as an artist and helping them gain exposure for their work. They have donated meals to the West County Winter Shelter to help feed the poor and the hungry here on the Russian River in the winter season when it is cold and rainy! They also participated wholeheartedly in the Sonoma County Pride Festivities and showed their support for the local diversity! One of the most interesting thing that they have done is that they joined up with LandPaths docents to lead a meditation hike through Bohemia Ecological Preserve.
Riverbed is quickly becoming widely known for its accepting and relaxing atmosphere as well as the level of comfort that is so difficult to find these days and yet so greatly desired. Riverbed provides mats, blankets, bolsters, blocks and straps, as well as cold Alhambra water and a selection of Guayaki Yerba Mate as part of your class purchase. The people are full of praises and helpful suggestions and are there to help enhance your yoga experience.
I have found over the years that selling Guerneville real estate is much better done after a session at Riverbed Yoga Studio. It is close to my office and I know Joan from having sold her and Anslem their home. I feel at peace there and I know that Riverbed has many of the same core beliefs as Millar and Company. If you have been thinking about buying a second home full of peace and tranquility away from the hustle and bustle of the city call David R. Millar at 707-217-1786 or visit us at www.millarandcompany.com We can also be found on Google+, Twitter, and on our Word Press blog titled Russian River Land and Home. I am David Millar and I am ready to find you your next home in paradise! #Russianriverrealestate #activelife #Russianriverliving #guernevillerealestate #guerneville

The Russian River Chamber Of Commerce Is The Heart Of The Forest!

Located in the heart of the forest in the quaint river town of Guerneville is the Russian River Chamber of Commerce. The Russian River Chamber of Commerce has a mission statement that speaks volumes about how indispensable they are to our local businesses and the community in general! Their Mission is to be “The catalyst to vitalize and promote a thriving business community in concert with our natural environment!” The way that they do this is by providing information about local events to locals,  by promoting local businesses and suggesting local businesses to tourists visiting the Russian River area.

The Chamber of Commerce and Visitor Center has taken on the amazing responsibility of sponsoring many local events including the Spring Fling, the Spring Fling Flea Market & Craft Fair, the Stumptown Daze Parade, June Tunes, the Guerneville Fireworks Celebration, the Fall Fling, the Fall Fling Flea Market & Craft Fair, and the Parade of Lights. In addition they are supportive of the local community events and are very active in the community. They often attend local events both to show their support and to take pictures and video for their website and Facebook. In doing this they continue to let people who are visiting know what is happening on the Russian River.

The Chamber is a non-profit organization with about 270 business members ranging from small businesses to large international companies. There are two reasons why people join the Chamber of Commerce out here on the Russian River. The first are people who are building their businesses and are looking for direct referrals, networking opportunities, and greater visibility for their businesses. These people know that the Russian River Chamber of Commerce is one of the best places to achieve this type of exposure since they meet a ton of people every year both visiting and local that have questions about the Russian River area and the businesses located in the area! The second reason is to strengthen the community. The motivation behind this is that people want to strengthen the environment and change public policy to help create healthy and positive solutions in a safe relaxing atmosphere.

Here at Millar and Company we were very drawn to the second part of the Chamber’s mission statement that says “In concert with our natural environment.” This appealed to us particularly because one of our core beliefs here is protecting and preserving the natural environment and the message that the Chamber’s mission statement is sending is that they are going to promote businesses but not at the expense of the environment. This is important because it shows so much integrity and love of the area that more people are drawn in because they feel respect for a Chamber that would demonstrate such qualities!

Luana Gerardt, local manager of the Russian River Chamber of Commerce, said recently that when she hears the phrase Russian River Living it makes her think about kayaking down the Russian River and taking in all of the natural beauty of the river. If you have been thinking that it is time for you to have a summer home on the Russian River contact  David R. Millar at 707-217-1786 or visit us at www.millarandcompany.com We also have a great Facebook page dedicated to what the style of living is here on the Russian River called Russian River Living and Real Estate. We can be found on Google+Twitter, and on our Word Press blog titled Russian River Land and Home. I am David Millar and I am ready to find you your next home in paradise! #Russianriverrealestate #activelife #Russianriverliving #guernevillerealestate

Patrick’s Secret About The Russian River

 
Patrick Pennington is a local Russian River Lender specialist. We
often direct our clients to Patrick to get pre-qualified for a loan before
placing an offer on a home, or to refinance their existing loan if they need
to. Often times when there are multiple offers on a property and the clients
are not sure which offer to accept they will accept the offer from the client
that has a local lender because they feel that it is safer. Patrick has
specialized in the Russian River for over twenty four years and is an expert at
finding a loan that fits you perfectly!
Since the housing market has gone
through some changes in the last decade that rendered many without homes or the
ability to buy homes FHA has relaxed its guidelines to allow for ”financial difficulty due to extenuating circumstances.”
However before we get ahead of ourselves let me give you a bit of history on the subject! FHA stands for
Federal Housing Administration which was formed in 1934 and later became part of the US Department of Housing and Development, known to many as HUD. FHA insures loans in US territory and the District of Colombia that are issued by FHA approved lenders. Patrick Pennington is an FHA approved lender and
therefore qualified to issue FHA loans in Guerneville and the Russian River area in general. Since its integration into HUD FHA has insured over 34 million loans making it one of the world’s largest insurers of mortgages!
Beginning August 15, 2013 after the market had crashed and countless people had lost their homes, jobs, and other assets FHA moved to relax its guidelines for borrowers who “experienced financial
difficulty due to extenuating circumstances” with a program called Back To Work. What this means for people who want to buy a home, is that even if you have undergone a major financial crisis recently due to the market’s downward spiral, you are still able to buy a home. Guerneville offers an array of
different homes that are FHA approved and Millar and Company wants you to be able to get an FHA loan so that you can have a home in our Russian River Paradise!
Right about now I bet you are asking what is an “extenuating circumstance?” is Well an extenuating circumstance as defined by FHA’s Back To Work program is a pre-foreclosure sale, a short sale, a deed-in-lieu, a foreclosure, a chapter 7 or chapter 13 bankruptcy, a loan modification, or a forbearance agreement. If you have experienced any of these financial burdens in the last few years call Patrick Pennington at 707-869-5626 and let
Patrick hook you up with an FHA loan that could get you a home in paradise! If you want a home in paradise call David R. Millar 707-217-1786 or visit us at www.millarandcompany.com. We also have a great Facebook page dedicated to what the style of living is here on the Russian River called Russian River Living and
Real Estate
. We can be found on Google+Twitter, and on our Word Pressblog titled Russian RiverLand and Home. I am David Millar and I am ready to find you your next home in paradise!
#Russianriverrealestate #activelife #Russianriverliving#guernevillerealestate
Information contained in this blog courtesy of http://themortgagereports.com/13372/fha-back-to-work-mortgage Copyright Full Beaker, Inc. 2014

 

West Sonoma Inn And Spa Welcomes You To Guerneville!

With the Russian River Real Estate market catching fire I have been showing a lot of property in Guerneville. Whenever I am out I keep noticing the very classy signs and beautiful landscaping of West Sonoma Inn and Spa here at the edge of Guerneville just outside of town. Today I decided to go in and introduce myself and see what the place had to offer to people visiting Guerneville. The manager Mallory Lambert was very friendly and welcoming and offered me the inside scoop!

She began by giving me a bit of history on the Inn. It had been Brookside Lodge for years consisting primarily of Cement until the day that Naveed Haneef decided to buy it and make it over! It was roughly six years ago and since then the building has transformed into a place of complete elegance and charm. The lobby itself was absolutly breathtaking! Large couches and an adorable fireplace set in a room filled with local art and an incredibly chic interior design! West Sonoma Inn and Spa is proud to be part of the First Friday Art Walk here in Guerneville and have featured in their place of business the “Wonderfully Bold Creative Paper Collages” by Douglas DeVivo, “Captured Moments” by Sandra Maresca, and “Across The Street” Photography by Kate Williams. I took a walk around the room to take a look at the art and was incredibly impressed by the beauty and intrigue of the art and how well the different artists seem to all fit together perfectly with the style of the Inn.

I then asked Mallory the million dollar question…What do you charge people to stay in such an elegant place like this? The answer was it depends! She continued by telling me that the rooms that have Vineyard views, kitchens, and a Jacuzzi in the room tend to run about $169-$299 a night, however the pet friendly rooms that are available tend to only run $149-$219 per night. After a second to think about this I decided that that is a very fair price for an Inn that offers BBQ’s, a Pool, magnificent views, and Champagne in the rooms for guests as well as Wine and Champagne tasting. They are located within walking distance of the town of Guerneville but are surrounded by trees and set back away from the road enough that they are their own calm, tranquil Oasis. Mallory informed me that if people want to make a reservation  at their Inn in Guerneville they will need to do so at least six months in advance in order to get a room since they are extremely popular and are usually booked.

The Spa consists of three Spa treatment rooms and offers Russian River Hot Stone massages as well as an array of other massages as well. Mallory said that the best thing the spa offers are the Facial/Massage combinations which in her words are “Just Amazing!”

I was given access to walk around the grounds and take a look and I felt so relaxed and at peace in that place. I found this adorable little area where a mother deer and her two babies had stopped to graze and a Gazebo with a view of the awe inspiring redwoods and a vineyard that seemed to go on forever.

If you are thinking about visiting the Russian River area I would suggest staying at West Sonoma Inn and Spa and making your trip one of the most peaceful and inspiring times in your life. www.westsonomainn.com
If you or someone you know is thinking about investing in Guerneville Real Estate contact David R. Millar at 707-217-1786 or visit us at www.millarandcompany.com We also have a great Facebook page dedicated to what the style of living is here on the Russian River called Russian River Living and Real Estate. We can be found on Google+Twitter, and on our ActiveRain blog titled Russian River Land and Home. I am David Millar and I am ready to find you your next home in paradise! #Russianriverrealestate #activelife #Russianriverliving #guernevillerealestate
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